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How to Check your SBI Account Balance

If you have an account with the State Bank of India (SBI), it’s important to keep track of your account balance. Knowing your balance can help you manage your finances better and avoid any unexpected surprises. In this blog post, we will guide you through the various methods you can use to check your SBI account balance.

Cracking the Code: Multiple Ways to Check Your SBI Account Balance

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In today’s fast-paced world, keeping track of your finances is crucial. Knowing your SBI account balance at any given moment empowers you to make informed decisions about your spending and saving habits. Thankfully, SBI (State Bank of India) offers a variety of convenient methods to check your balance, ensuring you always stay on top of your finances.

This comprehensive guide explores all the different ways you can access your SBI account balance, from the comfort of your couch to on-the-go solutions.

Method 1: SBI Quick – Missed Call and SMS Banking

SBI Quick is a nifty service that leverages your registered mobile number for quick account enquiries, including balance checks. Here’s how to use it:

  • Missed Call: Dial *595# from your registered mobile number. You’ll receive a welcome message followed by a menu. Choose the option for balance enquiry (refer to the on-screen instructions) and presto! Your SBI account balance will be displayed.
  • SMS Banking: Text “BAL” to 09223766666 from your registered mobile number. SBI will respond with your current account balance via SMS.

Method 2: Toll-Free Numbers – A Classic Option

SBI offers toll-free numbers for balance enquiries. Here’s what you need to do:

  • Dial 1800 1234 or 1800 2100: These are toll-free numbers dedicated to SBI account enquiries. Once connected, follow the automated instructions (which might involve entering your account details using your keypad) to receive your balance information.

Method 3: YONO SBI App – All-in-one Convenience

The YONO SBI app is a one-stop shop for all your SBI banking needs. Here’s how to check your balance using the app:

  • Download and install the YONO SBI app: Available on [Google Play Store] for Android and [Apple App Store] for iOS devices.
  • Login with your SBI account credentials: Ensure you have a valid User ID and password for SBI internet banking.
  • Home Screen Advantage: Upon successful login, your current account balance will most likely be displayed on the app’s home screen for quick viewing.
  • Balance Enquiry Option: If not displayed on the home screen, navigate through the app’s menus (might vary slightly depending on the version) to find the option for balance enquiry. Select your desired account, and your balance will be presented.

Method 4: Internet Banking – Traditional Online Access

SBI internet banking allows you to manage your finances from a web browser. Here’s how to check your balance:

  • Visit the SBI internet banking website: Go to
  • Login with your credentials: Enter your User ID and password.
  • Account Overview: After logging in, you’ll be directed to your account summary page, which will prominently display your current balance.

Also Read: How to change mobile number in SBI

Additional Tips:

  • Register for SMS alerts: SBI offers SMS alerts for various transactions, including debits and credits. This can be a handy way to stay updated on your account activity and indirectly monitor your balance.
  • Consider using USSD service: For users with basic feature phones, USSD (Unstructured Supplementary Service Data) can be an option. Dial *595# from your registered mobile number and follow the on-screen prompts for balance enquiry (availability subject to your phone model).
  • Security Matters: Never share your SBI login credentials, OTPs (One Time Passwords), or other sensitive information via SMS, calls, or emails. SBI will never ask for such details through these channels.

By following these methods, you can effortlessly check your SBI account balance anytime, anywhere. SBI empowers you with multiple options, so choose the one that best suits your needs and preferences. Remember, staying informed about your finances is key to responsible money management!

Also Read: Choosing the Best Credit Card in India 2024


Checking your SBI account balance is essential for effective financial management. Whether you prefer the convenience of internet banking or the simplicity of a missed call, SBI offers multiple options to suit your needs. Choose the method that works best for you and stay on top of your finances.

Remember, it’s important to keep your account information secure and avoid sharing sensitive details with anyone. If you suspect any unauthorized activity or have concerns about your account, contact SBI customer support immediately.


  1. How can I check my SBI account balance without internet banking?

    You can use SBI Quick by giving a missed call to *595# or sending an SMS with “BAL” to 09223766666 from your registered mobile number.

  2. Are there any charges for checking my SBI account balance?

    No, checking your balance through SMS banking, missed call banking, toll-free numbers, and internet banking is free of charge.

  3. What if I don’t have a smartphone or internet access?

    You can use USSD (*595#) from your registered mobile number to access basic banking functions, including balance enquiry (availability subject to phone model).

  4. How can I register for SMS alerts on my SBI account?

    Contact your SBI branch or customer care to activate SMS alerts for your account

  5. Is it safe to use SMS banking for balance enquiries?

    SMS banking is generally safe, but avoid clicking on any links or replying to suspicious messages claiming to be from SBI. Never share your login credentials or OTPs via SMS.


Kritika Parate | Blogger | YouTuber,Hello Guys, मेरा नाम Kritika Parate हैं । मैं एक ब्लॉगर और youtuber हूं । मेरा दो YouTube चैनल है । एक Kritika Parate जिस पर एक लाख से अधिक सब्सक्राइबर हैं और दूसरा AG Digital World यह मेरा एक नया चैनल है जिस पर मैं लोगों को ब्लॉगिंग और यूट्यूब के बारे में सिखाता हूं, कि कैसे कोई व्यक्ति जीरो से शुरुआत करके एक अच्छा खासा यूट्यूब चैनल और वेबसाइट बना सकता है ।Thanks.

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